Libery Alliance Federal Credit Union
PRIVACY DISCLOSURE AND OPT OUT NOTICE
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Liberty Alliance Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. These practices are followed by the credit union and it’s affiliate, Expanded Member Services, Inc., and therefore this notice will be applied to both. If after reading this notice you have questions, please contact us at (800) 499-3777 or write to: Member Services Information We Collect About YouWe collect nonpublic personal information about you from the following sources
We may disclose all of the information we collect, as described above, as permitted by law. Parties Who Receive Information from USWe may disclose nonpublic personal information about you to the following types of third parties:
Liberty Alliance Federal Credit Union and its affiliate Expanded Member Services, Inc. may also work closely to offer products and services to meet member needs. As a result, we may also share your nonpublic personal information with each other as permitted by law. Disclosure of Information to Parties that Provide Services to UsIn order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records. To protect our members privacy we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties. How to Opt Out or Stop Certain Disclosures About YouIf you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures—you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of the disclosures to nonaffiliated third parties, you may select one of the following:
You may opt out of these disclosures at any time. This opt out, by law, will not apply to disclosures that are legally permitted or disclosure we make to companies that perform services on our behalf or to other financial institutions that have joint marketing agreements with us. Once we receive your request, we have a reasonable amount of time to stop the disclosures. You may always contact us for assistance if you wish to later revoke your opt out election. Note to Joint Account HoldersIf you and someone else (or others) who is/are not member(s) of our credit union has/have obtained a financial product from us, the nonmember(s) is/are eligible to exercise the right to opt out. If any one of you exercise the right to opt out, we will treat it as if all of you directed us to not make disclosures to nonaffiliated third parties (except those that are permitted by law). Disclosure of Information About Former MembersIf you terminate your membership with Liberty Alliance Federal Credit Union or its affiliate, Expanded Member Services, Inc., we will not share information we have collected about you, except as may be permitted or required by law. How we Protect Your InformationWe restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information. What Members Can Do to HelpLiberty Alliance Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
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